Scholarships and Funding to Become a Pilot: How to Achieve Your Dream

What if the sky were your future office?
Do you dream of a different kind of job? One with a breathtaking view that changes every day? Do you want your passion for flying to become a real career? If the answer is yes, you are in the right place! Becoming a professional pilot is a fantastic dream, an adventure that will provide immense rewards. However, we know that the path is not simple, especially between the ages of 18 and 25. But that is precisely why we are here: to turn a challenge into a tangible opportunity.

Do not let costs hold you back!
Aviomar, a leading flight school in Italy with over 43 years of experience, is by your side to turn your project of becoming a pilot into reality. We understand the initial difficulties well, which is why we have prepared a clear and comprehensive guide. Here, you will find all the solutions to manage the financial side of your training: agreements with major banking institutions, merit-based scholarships, and instalment plans. We are ready to accompany you step-by-step from our headquarters at Rome Urbe Airport. The sky awaits, and we are here to help you reach it!

An Investment in Your Future (Not Just a Cost)
Okay, before we look at how to pay, let’s look at things from a different perspective: this money is not a wasted expense, but the best investment you can make for your future. You will acquire high-level skills and ENAC/EASA certifications recognized worldwide, which airlines are constantly seeking. You are building your path towards an exciting, dynamic profession with great career opportunities.

Choosing Aviomar means choosing excellence! We place a modern fleet of 23 aircraft at your disposal—allowing you to accumulate flight hours without interruption—and 6 advanced simulators, including 3 full-motion units, at our innovative Monterotondo facility. With a team of expert instructors and over 43 years of experience in pilot training, we are the ideal partner to launch your career in aviation. And thanks to the payment solutions we will look at shortly, entering this sector is easier than you imagine.

All Options to Fund Your Dream of Flying: Discover How!
We want to offer you a complete and precise guide, ensuring no opportunity is overlooked. At Aviomar, we value your talent and are committed to finding the most suitable solution to support you financially:

• Subsidised Bank Loans: We have targeted agreements with major credit institutions to ensure advantageous conditions and simplified procedures.
• Scholarships: Non-repayable financial support to reward merit and talent (subject to availability).
• Aviomar Internal Instalment Plans: Flexibility managed directly with the school.

Let's analyse them in detail:

Bank Loans in Partnership with Aviomar
Aviomar collaborates closely with Intesa Sanpaolo and BNL Gruppo BNP Paribas to provide access to loans designed specifically for student pilots.

1. Intesa Sanpaolo "per Merito": The Value of Your Commitment (No Guarantees)

• What it is: Much more than a loan, "per Merito" is an investment in your determination. It is based on your results and your potential, eliminating the need for personal or family guarantees. This means less stress for you and your family, and an open door based solely on your commitment.
• Who it is for: Deserving students, resident in Italy, over 18, with a high school diploma and good knowledge of English. It is essential to pass the Aviomar selection process and maintain good performance (e.g., passing theoretical exams without failure).
• How it works: Intesa Sanpaolo grants you a line of credit (up to €50,000 for Integrated ATPL) for a maximum of 5 years. The funds arrive in tranches, following your progress. The real magic is the "bridge period" after the course (up to two years!): you do not have to repay anything (only interest accrues), giving you valuable time to find a job as a pilot before starting to repay the loan. A huge advantage for starting your career without the immediate pressure of repayments.
• Eligible Courses: ATPL Integrated (Standard, Ryanair/White Tail), CPL/IR Modular (Standard, Ryanair/White Tail), APS MCC, Type Rating (B737, A320, Citation Mustang).
• Think "per Merito" is right for you? Contact the school to find out more!

2. BNL Gruppo BNP Paribas "Futuriamo": Concrete Support and Repayment Flexibility

• What it is: A more classic personal loan, but with conditions designed for students, offered by BNL.
• Who it is for: Students who need funding and can meet the bank's requirements. A guarantee is required: for younger students, this usually means co-signing with a parent/guardian resident in Italy.
• How it works: It finances amounts up to €70,000, disbursed in a single lump sum. Repayment extends up to ten years. A key strength is the possibility of deferring the repayment of the principal amount for 12-36 months, paying only the interest at the start. This translates into lighter initial instalments, helping you during the post-study transition phase.
• Eligible Courses: Usable for Aviomar professional pathways (verify details with us and the bank).
• Do you need a higher amount or have a guarantor? Discover how BNL Futuriamo can help you; ask Aviomar for information!

Comparison between the two loans: “Per Merito” (Intesa Sanpaolo) vs “Futuriamo” (BNL)

1. Type of Funding

• Per Merito: A "loan of honour" based on merit, designed for students financing courses like the ATPL (Airline Transport Pilot Licence).
• Futuriamo: A traditional personal loan.

2. Maximum Financeable Amount

• Per Merito: Up to €50,000 (typical amount used for ATPL).
• Futuriamo: Up to €70,000.

3. Guarantees Required

• Per Merito: Does not require guarantees (one of its main advantages).
• Futuriamo: Requires a guarantor.

4. Disbursement Method

• Per Merito: Disbursement in tranches, based on course progress.
• Futuriamo: Sum paid in a single lump sum.

5. Start of Repayment

• Per Merito: Starts after a bridge period, up to two years after the end of the course — useful for finding work before paying.
• Futuriamo: Allows deferral of the principal amount for a period between 12 and 36 months.

6. Ideal Target

• Per Merito: Meritorious students; Residents in Italy; No guarantee required; Ideal for those needing time to find work after the ATPL.
• Futuriamo: Students with a guarantor; Expensive or lengthy courses requiring higher amounts.

7. Key Advantage

• Per Merito: Financial independence, no guarantees, maximum breathing room before repayment.
• Futuriamo: Higher amount and potentially lower initial instalments.

Aviomar Scholarships: Rewarding Talent
At Aviomar, we believe in the value of excellence. Scholarships, when available, are our way of rewarding the brightest and most motivated students. These are non-repayable grants, a concrete help that does not need to be returned.

• Who they are for: Primarily students with exceptional results in their previous schooling and during our selection process.
• How they work: They can cover part of the training costs. It is important to know that these opportunities are not always available, but are activated based on specific initiatives by the school or our partners.
• How to stay updated: Consult the News section of our website regularly and follow us on social media: that way, when scholarships are released, you will be informed immediately!

Instalment Plans: Direct Flexibility
This is an exclusive option offered by Aviomar to meet everyone's needs: the ability to pay for the course in instalments directly with us.

• Who it is for: Students and families who prefer a spread-out payment management without going through banking institutions.
• How it works: We agree together on a sustainable instalment plan, usually distributed over the duration of the course.
• Advantages: Maximum simplicity, no complex paperwork, no additional interest (always verify specific conditions), and a direct point of contact in the Aviomar administration office for any needs. A transparent, custom-made solution.

How to Move: First Steps Towards Funding
Get Informed: Deepen your understanding of the options on our website and those of our partner banks. Talk to Us: This is the most important step. Contact the Aviomar Admissions Office. Our experts will listen to you and guide you (free of charge) towards the best solution for you. Prepare Documents: Start gathering your ID, tax code, diploma, etc. Prepare for Selection: If you are aiming for "per Merito" or scholarships, prepare thoroughly. Your commitment makes the difference!

Why Fund Your Training at Aviomar?
Choosing where to train is just as important as finding the right funding. The financial solutions we offer are designed to give you access to training excellence built over 43 years of history:

• Reliability: Decades of experience are the best guarantee for your investment.
• Strategic Location: Our main base at Rome Urbe Airport is easily accessible.
• Top Resources: A fleet of 23 aircraft and 6 state-of-the-art simulators (including 3 Full Flight Simulators at Monterotondo) means training at the highest levels.
• Global Standards: ENAC/EASA training recognized by airlines worldwide.
• Our financial plans, from loans of honour to internal instalment plans, are the key to allowing you to benefit from this level of preparation, a true launchpad for your pilot career. It is an investment in your future, made possible by our flexible solutions and our commitment to your dreams.

Don't Put Limits on Your Dream!
Becoming a pilot is an ambitious goal, but the economic obstacle is surmountable with the right planning and information. As you have seen, the options exist and they are concrete. Aviomar stands out by offering you a complete and transparent 360-degree view: from consolidated partnerships with Intesa Sanpaolo and BNL, to merit-based opportunities like scholarships, through to the flexibility of direct payment plans with the school.

Do not let financial worries keep you grounded. Make your future take off! The first step? Contact us!